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How to Handle Your Car Being Totaled

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It is not the most fun conversation to have, but statistically most people will be involved in an auto accident at least once in their lives. These are unfortunate numbers but if you have some knowledge on what to do before you get into an accident, it will be easier to get on with your life after one. You may have heard of the term “totaled” being thrown around to describe damage to a vehicle after a wreck or accident, but what does totaled mean exactly? Let’s get a definition to the term totaled, and give you the next steps to take should you find yourself in that situation.

What to Do If Your Car is Totaled

In order to figure out what to do if your car is totaled, let’s talk about what totaled actually means. Totaled is a slang term referring to an auto that is considered a total loss by the insurance company. This means the total cost of repair exceeds the value of the car, or that the car is beyond any type of repair. Sometimes if the cost of the repair meets a certain percentage of the auto’s total value such as 75% the auto may be considered a total loss, depending where the accident happened, and your insurance policy.

When you are involved in an auto accident, you should contact your insurance company or agent once you have exchanged information with any others involved in the accident and any local authorities have dismissed you. This is regardless of if you think your car is totaled or not.

Your insurance company will use many different factors to determine the value of the car including the vehicle’s make and model, mileage, resale value, age and several other factors. The number that your insurance company comes up with coupled with estimates from body repair shops will determine whether or not your vehicle is considered a total loss.

What happens next will depend on your insurance policy. The better the policy, the more the insurance company will provide for a claim or for you to replace the car. If you are still paying for the car through an auto loan, the insurance company will typically provide the actual cash value to your lender to be paid first, with the remainder going to the homeowner. What goes to you and what goes to the lender is worked out dependent on the policy, you, and the lender.

When you think your car is totaled, you must contact your insurance company immediately to figure out how to get back behind the wheel and get your life back on track as soon as possible.

The collision repair Denver experts at Colorado Collision Repair can help you with dealing with the aftermath of your car being totaled. Give them a call today!

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Do You Need Managed Services?

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The modern office doesn’t rely on punch cards, pen and paper, and snail mail. The modern office relies on computers, smart phones, and digital files. The modern digital office is reliant on modern digital technology and things can come to a screeching halt when one of these elements goes down.

You never want your office or production to grind to a halt due to a technology snafu, so you need someone on your side to make sure the information technology (IT) side of your office is always running smoothly. One of the more popular ways to keep your office’s IT department running smoothly is found in managed IT services. Let’s find out if you need managed IT services for your office or business.

So, Do You Need Managed Services?

Do You Hate When Your Technology Goes Down?

No boss likes to see their employee’s productivity go down, but that is typically the outcome of IT issues. If you can’t stand the idea of your employees not being able to do their job efficiently and effectively, you need managed IT services. The array of service offered from managed IT services will keep your office functioning at its best around the clock.

Do You Need Help Getting Your IT Issues Addressed?

If your office’s IT guy is Spencer in accounting who took a few computer science courses, you may need some extra help getting your issues addressed. Managed IT services are full teams of IT experts that know how to diagnose, repair, and prevent a host of different IT issues, so you always have an expert on your side.

Are You More Proactive than Reactive?

Managed IT services are more about prevention and regular maintenance compared to “break and fix” situations. With managed IT services on your side, many IT issues simply won’t occur in the first place, so if you consider yourself proactive about your business rather than reactive, you need managed IT services.

If you answered yes to any of those questions, you need managed services for your office or business. Managed IT services can help out with all of your IT issues as well as run regular and preventative maintenance. If you’re ready to get the benefits of managed IT services for your office, make a call to a managed IT services company to get going.

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Here’s How to Take Care of Dental Implants

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After doing careful research and taking your time choosing your doctor, you have decided to get dental implants for your smile. That’s great news! Dental implants are one of the best looking, most functional, and most long lasting ways to replace broken or missing teeth, and take care of a number of dental issues.

Now that you know you are getting dental implants, or have recently had your procedure done, you need to know how to properly for care your implants. To make sure that your implants last as long as possible and look great, let’s review 3 ways to take care of dental implants.

3 Ways to Take Care of Dental Implants

Regular Brushing

Though replacement teeth cannot rot and get cavities like natural teeth, it is still important to brush all teeth including implants at least 2-3 times a day after meals. Regular brushing may not have a role in preventing cavities on dental implants but it can keep plague and tartar from forming around the implant or spreading to other natural teeth. Regular brushing also reduces your risk of infection.

Regular Flossing

You should be flossing your teeth at least once a day and that doesn’t change after you’ve received dental implants. Flossing along with brushing helps keep the teeth around your implants healthy and can help maintain healthy gum around the implant. If you are having trouble using regular dental floss around your implants talk to your dentist or periodontist about alternative methods such as waterpiks or floss-brushes.

Regular Checkups

During the implant process you will be visiting your dentist or periodontist frequently for checkups but you should continue regular dental checkups even after the initial implant process is over. Your dentist will check your implant or implants during your regular cleanings to make certain everything is working as it should be and that your gums are healing properly. Your dentist may give you follow-up advice on proper care and maintenance for your implants during your regular checkups as well.

Proper care and maintenance insures that your dental implants will last as long as possible. Continue regular brushing and flossing, talk to your dentist if you are having trouble with conventional floss around your implants, and visit your dentist regularly. Your teeth and implants will look great as long as you take care of them.

Want to learn more about dental implants and how to take care of them? The dentist Denver experts at Metro Dental Care can answer all your questions!

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3 Tips for Buying a Memorable Engagement Ring

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The engagement ring is one of the most important pieces of jewelry you will buy in your entire life, so you had better get it right! Jewelers and customers alike know the pressure that one feels when buying an engagement ring, and don’t want to leave you hanging. Let’s look at three important tips to keep in mind to help you find any buy the perfect engagement ring.

3 Tips on How to Buy an Engagement Ring

Figure Out the Stone

Diamond are the stone of choice for engagement rings, but it isn’t the only stone on the market. Unless your significant other has stated that they want a diamond you should discuss different stones such as sapphire, or even lab-grown moissanite. When you open the choices up and talk to your SO, you may find that they already know the stone they want, or they may want to talk about stones other than diamonds.

Figure Out the Style of Engagement Ring

Does your significant other love the sleek lines or modern styles, or do they fill their home with simple decorations and rustic furniture? Figuring out the style of an engagement ring from the style of the person can be a quick way to cut down on all the potential rings to look at. Describe the styles you’re looking for to a reputable jeweler and they’ll take it from there.

Find the Best Jeweler

If you want to find the perfect engagement ring for your significant other, you need to find the best jeweler. A local and reputable jeweler will be one of your best allies in sorting through all the different engagement rings out there and finding the best one for your future spouse. Use referrals, reviews, and personal experience to find the jeweler who can help you out.

Buying the perfect engagement ring can seem like a daunting task, but it doesn’t have to be. If you figure out the right stone, the right style, and find the right jeweler, you’ll find things much easier to find the perfect engagement ring that makes your so say yes!

Want to buy the perfect engagement ring? Visit the engagement rings Denver experts at Mark’s Diamonds today!

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How Often Should Parking Lots Be Restriped?

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Without proper striping and lines, parking lots would be free-for-alls where people park wherever they please. We live in a civil society with rules and guidelines for things like parking spaces. A proper parking lot or structure comes down to orderly lines and parking stripes that allow people to park in a uniform manner.

The bad news is that these stripes don’t last forever. The wind, precipitation, UV rays, and car traffic will wear away those perfect parking stripes until it becomes difficult to see where one space ends and another begins. You don’t want to wait until your parking stripes become nothing, so how often should you be restriping your parking lot? Let’s consider some of the different factors that play their part to help you know when it’s time to restripe your parking lot.

How Often Should You Restripe Your Parking Lot

No two parking lots are the same, so it’s difficult to give an exact timeframe of reference for how often you should be restriping your lot. There are different questions you can ask yourself and factors that can help determine this number or timeframe.

Factors in Determining When You Should Restripe Your Parking Lot

The Elements

The outside elements that your parking lot faces are one of the largest determining factors in how often you should be restriping your lot. Rain, snow, ice, the sun’s rays, wind and more will all work against your parking lot to erase those beautiful lines. The more significant and frequent weather that your parking lot gets, the more often you should be restriping your parking lot.

Traffic

A parking lot with low traffic will not need as much regular attention compared to a high traffic parking lot. If your parking lot experiences a large amount of daily traffic, you will need to restripe your parking lot more often.

The good news is that even a high-traffic parking lot that faces plenty of adverse weather conditions won’t need restriping more than once a year. Parking lots that are low-volume and see pleasant weather will need to be restriped every year to year and a half or even upwards of every other year.

Most parking lots will only need to be restriped once a year or even less. Always keep a close watch on the condition of your parking lot and restripe your lot anytime the lines fade, regardless the last time that the lot was restriped. These clear and concise parking lot striping tips will bring order and organization to your parking lot.